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Home Ownership Finally Within Reach

Building Family Wealth Through Home Ownership

The Nest Egg Fund from Business For Good provides up to $50,000 in down-payment assistance to first-time homebuyers to help build generational wealth. The down-payment assistance is like a loan, but homeowners do not make monthly payments and pay no interest. Instead, when homeowners sell or refinance they repay the down-payment to help the next family.

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What We Do

The Nest Egg Fund helps lower-income communities build a foundation of intergenerational wealth and financial well-being through home ownership.

How It Works

We Nest Egg Fund is committed to helping you throughout your home ownership journey.  See if you meet eligibility requirements and explore all our other resources. Let's get you into a your own home before the year is up.

Who We Are

Meet our team at both the Nest Egg Fund and Business For Good, a Capital Region, NY-based philanthropic organization with a track record record of helping those in marginalized communities create generational wealth

Start Your Journey to Home Ownership and Building Generational Wealth

Buy your home

If you’ve decided to purchase a new home, we encourage you to talk with a loan officer at one of the Nest Egg Fund lending partners to determine your down payment contribution. We’ll then work together to secure your total down payment.

Manage Your Wealth

After you’ve qualified and closed on your mortgage, the only payments you’re expected to make are the monthly payments toward your mortgage. At the same time, you’ll continue to grow equity in your home, your best asset for generating wealth.

Expand Your Wealth

When you decide to sell or refinance your home, you’ll return your original loan amount back to the Nest egg Fund to support the next homebuyer on their journey to wealth.

Our Lending Partners

At the Nest Egg Fund, we’re motivated by our founders at Business For Good, who believe in 
giving people a hand up not a hand out.” That’s why we and our partners at M&T Bank, Saratoga National Bank and Trust, and NBT Bank are proud to join our lower income families, friends and neighbors in taking ownership of the rich and vibrant future they desire.

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What People Are Saying

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The Nest Egg Fund helps lower income communities build a foundation of intergenerational wealth and financial well-being, primarily through home ownership. The Nest Egg Fund was launched by Business For Good, a philanthropic organization that combines the resources of a foundation and a group of lenders and lawyers for the sole purpose of increasing opportunity for Capital Region families

Start Your Home Ownership Journey Now

Whether you’re ready to start owning your future today, or looking to learn more about where to begin, the Nest Egg Fund team wants to hear from you.

Open Hours

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© 2025 Nest Egg Fund. All rights reserved.

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