Eligibility Requirements
You are eligible if you answer yes to all of these questions
Are you a first-time homebuyer?
Have you completed a first time homebuyer course through your lender?
Are you a U.S. Citizen OR Permanent Resident?
Do you plan to purchase your primary residence in the Capital Region area?
In One Of These Six Counties
Broomfield Adams Arapahoe Denver DouglasJefferson
Income Qualifications
Income eligibility for the Dearfield Fund for Black Wealth is 140% of the Area Median Income depending on your family size.
Speak with a mortgage loan officer to confirm your income eligibility.
Is your household income less than 140% (or $116,704) of the Capital Region Median Income?
Approved Lenders
Have you qualified for a conventional mortgage loan with a Nest Egg Fund approved lender?
3% contribution can include down payment assistance grants and family gifts

You're NOT ELIGIBLE If you answered NO to any of these questions
The Nest Egg Fund was created to ensure that lower income families are able to access downpayment and closing assistance to get into their first home and accelerate their intergenerational wealth building. We can help start you on the path to getting “mortgage ready.”