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Eligibility Requirements

You are eligible if you answer yes to all of these questions

Are you a first-time homebuyer?

Have you completed a first time homebuyer course through your lender?

Are you a U.S. Citizen OR Permanent Resident?

Do you plan to purchase your primary residence in the Capital Region area?

In One Of These Six Counties

Broomfield    Adams     Arapahoe   Denver     DouglasJefferson

Income Qualifications

Income eligibility for the Dearfield Fund for Black Wealth is 140% of the Area Median Income depending on your family size.

Speak with a mortgage loan officer to confirm your income eligibility.

Is your household income less than 140% (or $116,704) of the Capital Region Median Income?

Have you qualified for a conventional mortgage loan with a Nest Egg Fund approved lender?

3% contribution can include down payment assistance grants and family gifts

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You're eligible if you answered YES to all of these questions

You are eligible for down-payment assistance from the Nest Egg Fund. Please contact us and we’ll help walk you through the next steps!

You're NOT ELIGIBLE If you answered NO to any of these questions

The Nest Egg Fund was created to ensure that lower income families are able to access downpayment and closing assistance to get into their first home and accelerate their intergenerational wealth building. We can help start you on the path to getting “mortgage ready.”

If you have more questions

Check out our Frequently Asked Questions here. And if there’s something else you need to know, you can reach out for more information.

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The Nest Egg Fund helps lower income communities build a foundation of intergenerational wealth and financial well-being, primarily through home ownership. The Nest Egg Fund was launched by Business For Good, a philanthropic organization that combines the resources of a foundation and a group of lenders and lawyers for the sole purpose of increasing opportunity for Capital Region families

Start Your Home Ownership Journey Now

Whether you’re ready to start owning your future today, or looking to learn more about where to begin, the Nest Egg Fund team wants to hear from you.

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